Minnesota Commerce Department Enforcement Actions
All Data Provided by State of Minnesota – **Information Deemed Reliable But Not Guaranteed**
| # | Document | Respondent name | Date | Action type | Penalty | Allegation | City | State | Zip code |
| 1 | 503015-A | NEW START CAPITAL, LLC | 10/21/2025 | COMSENT ORDER | $5,000 | Debt settlement services solicitations failed to provide the required verbatim disclosure in violation of Minn. Stat. 332B.11 subd. 2(a) (2024) | NEW YORK | NEW YORK | 10018 |
| 2 | 482765-A | GUARDIAN LITIGATION GROUP, LLP | 05/16/2025 | NI-Action Taken | $35,000 | Unregistered debt settlement services and excessive fees. | IRVINE | CA | 92614 |
| 3 | 445886-A | BETTER DEBT SOLUTIONS | 10/08/2024 | NI-Action Taken | $10,000 | Failed to provide the required verbatim disclosures Misrepresentation. | Irvine | CA | 92614 |
| 4 | 445432-A | HELBING LAW GROUP | 09/24/2024 | NI-Action Taken | $20,000 | Respondent failed to fully comply with a request for information and documents from the Commissioner in violation of Minn. Stat. ¿45.027, subd. la (2022) Respondent engaged in unregistered debt settlement services activity in violation of | BERWICK | PA | 18603 |
| 5 | 440641-A | MEDIATOR LAW GROUP, PC | 08/22/2024 | NI-Action Taken | $10,000 | Respondent engaged in unregistered debt settlement services activity in violation of Minn. Stat.332B.04 (2022). Respondent’s contracts do not include required disclosures in violation of Minn. Stat 332B.06 Subd. 4 2022. Respondent | CALABASAS | CA | 91302 |
| 6 | 432572-A | CHURCHILL CREDIT SOLUTIONS LLC | 07/31/2024 | NI-Action Taken | $20,000 | Unregistered debt settlement services activity, contracts missing required disclosures, failed to provide the debtor their right to cancel without cause at anytime upon ten days notice, | NEW YORK | NY | 10010 |
| 7 | 425985-A | ACCELERATED DEBT SETTLEMENT, INC. | 04/23/2024 | NI-Action Taken | $3,500 | Unlicensed Debt Settlement Activities | Cheyenne | WY | 82001 |
| 8 | 327791-A | BONNEVILLE BILLING AND COLLECTIONS | 07/03/2023 | Censure/Consent | $4,000 | Unlicensed collection activities Consent Order entered. | Ogden | UT | 84403 |
| 9 | 326156-A | PROFESSIONAL DEBT MEDIATION, INC | 06/08/2023 | Other/Consent | $3,000 | Unlicensed debt collection activities. The respondent entered a consent order. | Jacksonville | FL | 32256 |
| 10 | 326155-A | RCS CAPITAL PARTNERS, INC. | 06/08/2023 | Cease Desist/Consent | $3,000 | Unlicensed debt collection, cease/desist mn business, $3000 penalty | Amherst | NY | 14228 |
| 11 | 400113-A | CONSUMER ALLIANCE | 05/17/2023 | Other/Consent | $10,000 | Debt Management Service, failed to comply with contract discourse and other contract requirements. | Carlsbad | CA | 92011 |
| 12 | 320013-A | NATIONAL DEBT CONSULTANTS | 03/30/2023 | Cease Desist/Hearing | $17,500 | Unregistered debt settlement services, et al. | Minneapolis | MN | 55433 |
| 13 | 320016-A | JUSTUS DEBT | 03/30/2023 | Cease Desist/Hearing | $17,500 | Unregistered debt settlement services, et al. | Minneapolis | MN | 55433 |
| 14 | 320208-A | RECOVERY SOLUTIONS GROUP LLC | 03/29/2023 | Civil Penalty / Agreement | $500 | unlicensed debt collection | Milford | DE | 19963 |
| 15 | 320619-A | RECOVERY SOLUTIONS GROUP LLC | 03/29/2023 | Civil Penalty / Agreement | $500 | unlicensed debt collection | Milford | DE | 19963 |
| 16 | 318215-A | LUXURY ASSET CAPITAL, LLC | 03/23/2023 | Cease Desist/Consent | $10,000 | unlicensed activity. | Glendale | CO | 80246 |
| 17 | 299933-A | FTX LEND, INC. | 01/04/2023 | Suspension/Consent | $0 | Respondent no longer meets licensing requirements for regulated lender license – license suspended – no fine. | Chicago | IL | 60607 |
| 18 | 300555-A | FTX LEND, INC. | 01/04/2023 | Suspension/Consent | $0 | Respondent no longer meets licensing requirements for regulated lender license – license suspended – no fine. | Chicago | IL | 60607 |
| 19 | 295530-A | ADVANCE BUREAU OF COLLECTIONS | 11/04/2022 | Civil Penalty / Agreement | $500 | unlicensed debt collection agency. | Macon | GA | 31204 |
| 20 | 292323-A | LAW OFFICE OF MARILYN R THOMASSEN | 10/18/2022 | Cease Desist/Hearing | $0 | Unregistered debt settlement. | Mesa | CA | 92626 |
| 21 | 289440-A | CONSUMER FIRST FINANCIAL CORPORATION | 09/23/2022 | Cease Desist/Consent | $10,000 | Unregistered debt settlement services activity. | CLEARWATER | FL | 33762 |
| 22 | 286536-A | JUSTUS DEBT | 07/14/2022 | Cease Desist/Hearing | $0 | Unregistered debt settlement services, et al. | Minneapolis | MN | 55433 |
| 23 | 286538-A | NATIONAL DEBT CONSULTANTS | 07/14/2022 | Cease Desist/Hearing | $0 | Unregistered debt settlement services, et al. | Minneapolis | MN | 55433 |
| 24 | 278831-A | ABC FITNESS SOLUTIONS, LLC | 06/29/2022 | Cease Desist/Consent | $50,000 | unlicensed collection activity. | Sherwood | AZ | 72120 |
| 25 | 279887-A | CREDIT SAINT | 06/22/2022 | Civil Penalty / Agreement | $1,000 | Unregistered CSO activity. Non-compliance with request for information. | Fort Lauderdale | FL | 33309 |
| 26 | 274476-A | SOLO FUNDS INC | 04/15/2022 | Civil Penalty / Agreement | $1,000 | Unlicensed debt collection agency activity. | Los Angeles | CA | 90013 |
| 27 | 271758-A | EZ CASH LLC | 03/16/2022 | Revocation/Consent | n/a | Unlicensed lending. Untrustworthy, incompetent or unqualified to operate a currency exchange. | FRIDLEY | MN | 55432 |
| 28 | 271757-A | SCHRABER, BRETT | 03/16/2022 | Revocation/Hearing | n/a | Untrustworthy, incompetent or unqualified to operate a currency exchange. | n/a | n/a | n/a |
| 29 | 271759-A | BURNSVILLE CHECK CASHING, LLC | 03/16/2022 | Revocation/Consent | n/a | Untrustworthy, incompetent or unqualified to operate a currency exchange. | Burnsville | MN | 55337 |
| 30 | 270851-A | BENTON FINANCIAL, LLC | 03/16/2022 | Revocation/Consent | n/a | Unlicensed lending. | n/a | n/a | n/a |
| 31 | 275668-A | MACKLOCK NATIONAL CREDIT | 02/15/2022 | Cease Desist/Hearing | n/a | Unregistered credit services organization. | San Diego | CA | 92123 |
| 32 | 260866-A | TAX TIGER | 01/26/2022 | Order Amended | $20,000 | Unregistered debt collection activity, penalty reduction | ROSEVILLE | MN | 55113 |
| 33 | 247705-A | OXFORD TAX PARTNERS | 10/29/2021 | Cease Desist/Consent | n/a | Respondent acted as a debt settlement services provider for a Minnesota consumer without registering with the Department, collected payment before fully performing debt services it agreed to perform, and failed to comply with requests from | Chicago | IL | 60654 |
| 34 | 245534-A | UPHOLD HQ INC. | 10/12/2021 | Other/Consent | $10,000 | Respondent conducted bullion product transactions with Minnesota consumers in amounts substantially exceeding statutory thresholds, without having first registered with the Department. | NEW YORK | NY | 10011 |
| 35 | 238364-A | TAX TIGER | 09/10/2021 | Cease Desist/Hearing | $25,000 | Final Order issued, Respondent violated MN Stat. 332B.03 by engaging in unregistered debt settlement services | ROSEVILLE | MN | 55113 |
| 36 | 238374-A | LEXINGTON LAW | 09/07/2021 | Cease Desist/Consent | $150,000 | Resp engaged in unregistered credit repair services in violation of MN. Stat. 332.54 subd. 1 charged money prior to full and complete performance of services in violation of MN. Stat. 332.56 subd. 1 (1) | North Salt Lake | UT | 84054 |
| 37 | 225650-A | NATIONAL DEBT RELIEF | 06/17/2021 | Cease Desist/Consent | $5,000 | Resp advised/encouraged a debtor to stop paying a creditor in violation of MN Stat 332A.14 (3) and MN Stat. 332B.10 (1). Resp condoned the act by a debtor of ceasing payment to a creditor in violation of MN Stat. 332A.14 (4) and MN Stat 3 | NEW YORK | NY | 10038 |
| 38 | 237465-A | AMERIFED DOC PREP | 01/04/2021 | Cease Desist/Hearing | n/a | Respond violated MN Stat 332B.03 engaging in unregistered debt settlement services | TUSTIN | CA | 92782 |
| 39 | 197197-A | CONSUMER CAPITAL ADVOCATES | 11/30/2020 | Other/Consent | $10,000 | Respondent engaged in debt settlement activities with MN consumers without a license or bond, and charged excess fees. | OAKLAND PARK | FL | 33309 |
| 40 | 197199-A | TRINITY CREDIT CONSULTANTS, LLC | 11/30/2020 | Civil Penalty / Agreement | $1,000 | Resp violated MN. Stat. 332.56 subd. 1 (4) (2018) – allegation resp offered to sell and sold authorized user tradelines to MN consumers for a fee to increase credit profile. | Champlin | MN | 55316 |
| 41 | 186743-A | IDEAL TAX SOLUTION, LLC | 09/28/2020 | Cease Desist/Consent | $10,000 | Engaged in unregistered debt settlement services. | Costa Mesa | CA | 92626 |
| 42 | 217704-A | LW MANAGEMENT, LLC | 08/14/2020 | Cease Desist/Hearing | N/A | Respondent engaged in unlicensed collection activity in violation of Minn. Stat. 332.33, subd. 1 | Beaverton | OR | 97008 |
| 43 | 179231-A | UNITED DEBT SETTLEMENT, LLC | 07/31/2020 | Other/Consent | $10,000 | Unregistered debt settlement service provider activities. Failure to provide required disclosures to consumers. Inclusion of prohibited terms in contracts. | New York | NY | 10001 |
| 44 | 178158-A | PIONEER LAW FIRM | 07/24/2020 | Cease Desist/Consent | n/a | Respondent engaged in unregistered debt settlement services in violation of Minn. Stat. 332B.03 (2018) | BROOMFIELD | CO | 80021 |
| 45 | 178157-A | CAPSTONE TAX CONSULTING, INC. | 07/24/2020 | Cease Desist/Consent | $10,000 | Unregistered debt settlement services. | Wheat Ridge | CO | 80033 |
| 46 | 215470-A | MYPAYDAYLOAN.COM | 07/06/2020 | Cease Desist/Hearing | $50,000 | Respondent engaged in unlicensed lending activity violating MN. Statutes 47.59 47.601 subd. 6(b)(1) and 56.18 (2018). Final Order voids all consumer short-terms loans made by Respondent. | Columbus | OH | 43212 |
| 47 | 166925-A | CREDIT GLORY | 06/05/2020 | Cease Desist/Consent | $2,500 | Unregistered credit services | NEW YORK | NY | 10001 |
| 48 | 174048-A | CREDIT GLORY | 06/05/2020 | Cease Desist/Consent | $2,500 | Unregistered credit services | New York | NY | 10001 |
| 49 | 163953-A | AMERICOR FUNDING INC | 05/21/2020 | other/consent | N/A | Resp engaged in unregistered debt settlement services | IRVINE | CA | 92612 |
| 50 | 151203-A | TRINITY ENTERPRISES PARTNERS LLC | 02/19/2020 | Cease Desist/Consent | $2,500 | Resp. engaged in credit repair activity without a proper CSO registration in violation of Minn. Stat. 332.54 subd. 1 (2018), charged and received money prior to full and complete performance of svcs in violation of Minn. Stat. 332.56 subd. | WINTER PARK | FL | 32789 |
| 51 | 151191-A | LOCKHART, MORRIS & MONTGOMERY INC | 01/27/2020 | other/consent | $5,000 | respondent engaged in unlicensed debt collection agency activity | RICHARDSON | TX | 75080 |
| 52 | 124391-A | WORTHY OF WEALTH, INC. | 12/20/2019 | Cease Desist/Consent | $0 | Resp engaged in unregistered credit repair services. | ST PAUL | MN | 55113 |
| 53 | 87515-A | COAST TO COAST FINANCIAL SOLUTIONS INC | 08/29/2019 | Civil Penalty / Agreement | $2,500 | Respondent failed to properly register all of its collectors. | THOUSAND OAKS | CA | 91360 |
| 54 | 89472-A | EZ CASH LLC | 07/31/2019 | Cease Desist/Consent | Respondent engaged in unregistered activity as a consumer small or short-term lender. | FRIDLEY | MN | 55432 | |
| 55 | 59963-A | CREDITRESOLUTION, LLC | 06/11/2019 | Cease Desist/Hearing | Allege Respondent performed services as a credit services organization in MN without proper registration, required customers to pay before complete performance of contracted services, and failed to respond to Dept’s request for information | Plymouth | MN | 55442 | |
| 56 | 50285-A | FREEDOM FINANCIAL ASSET MANAGEMENT PLUS, LLC | 04/09/2019 | Other/Consent | $10,000 | Settlement Agreement. Respondent engaged in unlicensed debt collection activities in MN. | SAN MATEO | CA | 94402 |
| 57 | 45177-A | PRECISION DOCUMENTS | 01/31/2019 | Cease Desist/Hearing | Allege Respondent provided debt settlement services in MN without registration, engaged in unfair, deceptive or unconscionable practices when providing services, and advised a debtor to stop paying a creditor. | SAN DIEGO | CA | 92123 | |
| 58 | 8870-A | PAYDAY AMERICA | 11/29/2018 | Other/Consent | $200,000 | Respondent engaged in unfair, deceptive, or abusive practices with regard to issuing payday loans and cash advances to MN consumers and engaged in unfair or unconscionable means to collect a debt. $160,000 stayed so long as Respondent comp | BURNSVILLE | MN | 55337 |
| 59 | 536184 | DEBT REFERRAL CENTER | 07/16/2018 | Cease Desist/Hearing | Allege Resp has engaged in unregistered debt settlement provider services and created the likelihood of consumer confusion or misunderstanding regarding its services. | LAS VEGAS | NV | 89107 | |
| 60 | 487885 | LA CASA BONITA INVESTMENTS, INC. | 05/09/2018 | Cease Desist/Consent | $70,000 | Respondent engaged in unregistered credit services and debt settlement services provider activities, made untrue and misleading representations, and failed to provide statutorily required disclosures. $35,000 stayed if Resp complies with t | Huntington Beach | CA | 92649 |
| 61 | 481061 | GLOBAL DS GROUP | 04/24/2018 | Cease Desist/Consent | $16,000 | Resp engaged in unregistered debt settlement services in MN, failed to provide required disclosures relating to debt settlement services, fees, and creditor information, included prohibited terms in agreements, and advised consumers to cea | Jupiter | FL | 33458 |
| 62 | 472028 | CENTRALIZED MANAGEMENT SERVICES | 03/15/2018 | Cease Desist/Consent | Respondent engaged in unregistered credit repair and debt settlement services. | SAN DIEGO | CA | 92123 | |
| 63 | 469707 | HIGHER LEVEL PROCESSING, INC. | 03/08/2018 | Cease Desist/Consent | $20,000 | Respondent engaged in unregistered credit services organization activities by executing contracts to obtain extensions of credit on behalf of MN consumers and engaged in unregistered debt settlement services. | TUSTIN | CA | 92780 |
| 64 | 521725 | STUDENT LOAN TEAM | 03/07/2018 | Cease Desist/Hearing | $0 | engaging in unregistered debt settlement services | DALLAS | TX | 75243 |
| 65 | 521724 | FEDLOAN HELP DESK INC | 03/07/2018 | Cease Desist/Hearing | $0 | engaging in unregistered debt settlment services | WEST PALM BEACH | FL | 33415 |
| 66 | 484886 | TOUNIAN, ARTIN PRIME NATIONAL INC | 02/08/2018 | Cease Desist/Hearing Cease Desist/Hearing | 0 0 | Allege Respondent engaged in unlicensed credit services organization activities in MN, and failed to: 1)provide disclosures required by statute, 2)disclose agreements that were completely performed, and 3)include required cancellation noti | GLENDALE GLENDALE | CA CA | 91203 91203 |
| 67 | 455677 | HERNANDEZ, TARA REPAIR CREDIT PROS | 02/05/2018 | Cease Desist/Hearing Cease Desist/Hearing | N/A 0 | Respondent advertised they provide credit repair services for a fee without first registering as a credit services organization. | Lakeville LAKEVILLE | MN MN | 55044 55044 |
| 68 | 432948 | YOUR CREDIT TEAM OF MINNESOTA, LLC MCGLYNN, JOSEPH | 10/24/2017 | Revocation/Hearing Other/Hearing | 150000 0 | Findings of Fact. Resp engaged in numerous acts demonstrating they are untrustworthy, made misleading misrepresentations in the offer or sale of services in connection with credit services and charged or received money prior to performance | Burnsville SAVAGE | MN MN | 55337 55378 |
| 69 | 431002 | ARC MANAGEMENT GROUP, LLC | 10/02/2017 | Cease Desist/Consent | $7,500 | Resp engaged in unlicensed collection agency activity in MN, incorrectly represented themselves as a licensed MN collection agency to debtors, and failed to comply with information requests from the Department. | Kennesaw | GA | 30144 |
| 70 | 431001 | SUPPORT COLLECTORS INC | 09/27/2017 | Civil Penalty / Agreement | $1,000 | Resp failed to ensure its debt collector provided mandatory disclosures to a consumer. | CHAMPLIN | MN | 55369 |
| 71 | 445642 | NATIONAL BPO, LLC | 09/14/2017 | Cease Desist/Hearing | Allege Resp engaged in unregistered debt settlement services activity in MN, collected payment from a MN client prior to performing services, used a contract that violated MN statutes, and failed to respond to Department’s requests for inf | SANTA ANA | CA | 92707 | |
| 72 | 421753 | SAFE LOAN | 08/11/2017 | Cease Desist/Consent | $100,000 | Resp engaged in unlicensed consumer short-term loan activity in MN, contracted for interest and finance charges greater than allowed by law, contractually limited consumer’s rights, and failed to provide timely responses to the Department. | ELGIN | IL | 60123 |
| 73 | 419589 | NIEZGOCKI, KATE | 07/11/2017 | Summary Suspension | Resp has delinquent taxes as determined by MN Department of Revenue. | SARTELL | MN | 56377 | |
| 74 | 411247 | T L THOMPSON | 07/06/2017 | Cease Desist/Consent | $5,000 | Respondent engaged in unlicensed debt collection activities and failed to fully comply with requests for information from the Department. | GARLAND | TX | 75049 |
| 75 | 410839 | BRIDGE TAX AND ACCOUNTING SERVICES LLC BRIDGE CR L.L.C. MOSINSKI, CHRISTOPHER JOSEPH | 06/19/2017 | Other/Consent Other/Consent Other/Consent | 0 0 15000 | Resp acted as a credit services organization without a license, charged and received client fees prior to full and complete performance of credit services, failed to appear for Statement Under Oath and failed to produce documents. Civil pe | MPLS Minneapolis Minneapolis | MN MN MN | 55408 55402 55402 |
| 76 | 413901 | DEBTSMART SOLUTIONS | 05/10/2017 | Other/Hearing | $15,000 | Findings of Fact. Respondent engaged in unregistered activity providing debt settlement services, received payment for services prior to executing agreement, failed to: 1) provide required disclosures, 2) properly calculate/disclose fees, | SARASOTA | FL | 34236 |
| 77 | 397968 | PRIME MARKETING HOLDINGS LLC | 05/05/2017 | Cease Desist/Consent | $5,000 | Resp engaged in unregistered activity as a credit services organization, and entered into contracts with MN consumers that failed to include statutorily required information relating to the services to be performed and payments to be made. | Van Nuys | CA | 91406 |
| 78 | 402503 | DIVERSIFIED CONSULTANTS INC | 04/27/2017 | Cease Desist/Consent | $10,000 | Resp provided false information to a debtor by sending an inaccurate settlement letter stating their debt was paid in full when, in fact, it was not. | JACKSONVILLE | FL | 32256 |
| 79 | 389397 | MARTIN, VICTOR | 04/13/2017 | Summary Suspension | $0 | Resp has not complied with a court order for child support. | WOODRIDGE | IL | 60517 |
| 80 | 392570 | PREFERRED FINANCIAL SERVICES, INC. | 03/30/2017 | Other/Consent | $5,000 | A 2015 Dept compliance examination of Respondent’s debt settlement services agreements found several violations of MN law and Resp failed to comply with a Dept request for information within the timeframe specified. Refund overcharges as s | MEREDITH | NH | 3253 |
| 81 | 385830 | NATIONAL CASH LENDERS | 03/08/2017 | Other/Consent | $75,000 | Resp engaged in unlicensed activity, made open-ended loans to MN consumers which charged a greater rate of interest than allowed by statute, charged fees in excess of allowable additional fees and provided a contract that could misconstrue | WILMINGTON | DE | 19807 |
| 82 | 379812 | MARTIN, VICTOR | 02/16/2017 | Summary Suspension | $0 | Resp has delinquent taxes. | WOODRIDGE | IL | 60517 |
| 83 | 364857 | GREEN, RICHARD DEMOND | 12/01/2016 | Summary Suspension | Summary Suspension. Resp has not complied with a Hennepin County court order for child support. | ELK RIVER | MN | 55330 | |
| 84 | 364856 | STRUSZ, NICHOLAS DAVID | 12/01/2016 | Summary Suspension | Summary Suspension. Resp has not complied with an Anoka County court order for child support. | Minneapolis | MN | 59207 | |
| 85 | 359114 | MYCREDITGUY’S | 11/14/2016 | Other/Consent | $5,000 | Resp engaged at least twelve MN consumers as a credit services organization without being registered in MN. | MEZA | AZ | 85206 |
| 86 | 342502 | APPLE LAW GROUP | 08/11/2016 | Other/Consent | $9,000 | Resp engaged in unregistered debt settlement services in MN, failed to meet registration exemptions, charged a fee to cover expenses of its program, and contractually required a MN consumer with a dispute against Resp in go through arbitra | NEWPORT BEACH | CA | 92260 |
| 87 | 334683 | THACKER AND ASSOCIATES | 06/28/2016 | Other/Consent | $10,000 | Resp engaged in unlicensed debt settlement activities in MN, charged and collected fees in excess of statutory limits, engaged in unfair, deceptive and unconscionable behavior to consumers, and failed to respond to Dept requests. | NASHVILLE | MN | 37204 |
| 88 | 367446 | APPLE LAW GROUP | 04/08/2016 | Cease Desist/Hearing | Allege Resp engaged in unregistered debt settlement services in MN, failed to meet registration exemptions, charged a fee to cover expenses of its program, and contractually required a MN consumer with a dispute to go through arbitration i | NEWPORT BEACH | CA | 92260 | |
| 89 | 249461 | MCGLYNN MARKETING LLC UNITED CREDIT CONSULTANTS DEBT SETTLEMENT SOLUTIONS | 10/01/2015 | Other/Consent Other/Consent Other/Consent | 150000 0 0 | Resp conducted unregistered debt settlement activities despite a consent order prohibiting them; charged and collected improper debt settlement fees; and engaged in dishonest practices. Resp’s credit services organizationr reg# 40239236 is | BURNSVILLE BURNSVILLE BURNSVILLE | MN MN MN | 55337 55337 55337 |
| 90 | 195652 | LOAN BY PHONE.COM LLC | 05/06/2015 | Other/Consent | $500 | Resp engaged in the business of making a consumer small loan to one MN resident without having first filed with the Commissioner and paid a fee to be approved as a consumer small loan lender. | CLEVELAND | TN | 37311 |
| 91 | 201836 | UNITED RESOURCE SYSTEMS INC | 04/30/2015 | Consent/Other | $5,000 | Resp engaged in unlicensed activity as a collection agency in MN, failed to register all employees performing duties of a collector, and failed to provide state required disclosure statement on its dunning notice to a MN consumer. | LAKEWOOD | CO | 80235 |
| 92 | 194033 | CROSS, ANTINETA LASHUN | 01/05/2015 | Consent Order | $250 | Resp engaged in rude and unprofessional behavior while acting as a registered debt collector in MN. | NEW HOPE | MN | 55428 |
| 93 | 152869 | US DEBT RELIEF CENTER SWIFT ROCK FINANCIAL INC WORLD LAW DEBT WORLD LAW ADVANTAGE LLC | 07/29/2014 | Cease and Desist/Hearing Cease and Desist/Hearing Cease and Desist/Hearing Cease and Desist/Hearing | 0 0 0 0 | Allege Resp engaged in unlicensed debt settlement activities in Minnesota. | LOS ANGELES LOS ANGELES LOS ANGELES LOS ANGELES | CA CA CA CA | 90028 90028 90028 90028 |
| 94 | 124711 | KISH, CAITLYN MARRI | 04/07/2014 | Revocation/Consent | $0 | Resp failed to state the mini-miranda, contacted consumer more than once per day, and disclosed the collection agency’s name to a third party without being asked. BARRED for obtaining a MN debt collector registration in the future. | FREEDOM | NY | 14065 |
| 95 | 561124 | CAMBRIDGE, HUXLEY AND ASSOCIATES | 07/29/2010 | Cease Desist/Hearing | Allege Resp engaged in unlicensed debt collection activity, made false representations, contacted family and 3rd parties, failed to respond to Dept requests, failed to validate alleged debts. | AMHERST | NY | 14228 | |
| 96 | 561125 | CAMBRIDGE, HUXLEY AND ASSOCIATES | 07/29/2010 | Order for Hrg/Stmt of Charges | Allege Resp engaged in unlicensed debt collection activity, made false representations, contacted family and 3rd parties, failed to respond to Dept requests, failed to validate alleged debts. | AMHERST | NY | 14228 | |
| 97 | 561119 | COMMERCIAL RECOVERY CORPORATION | 07/12/2010 | Censure/Consent | $5,000 | Resp failed to establish sufficient screening procedures to review debt collector registrations prior to submitting them to the Department for registration. | BLAINE | MN | 55343 |
| 98 | 561117 | ACCOUNTS RECEIVABLE CONTROL INC | 07/12/2010 | Revocation/Consent | Allege Resp engaged in acts or practices including but not limited to demonstrating financial irresponsibility and/or incompetence by failing to maintain its net worth and/or financial condition sufficient to qualify to be a licensed colle | MANKATO | MN | 56001 | |
| 99 | 561118 | MEEHLING, NATHAN | 07/12/2010 | Revocation/Consent | $75,000 | Allege Resp engaged in acts or practices including but not limited to demonstrating financial irresponsibility and/or incompetence as a registered debt collector. Civil penalty stayed so long as Resp complies with conditions in the order | MANKATO | MN | 56001 |
| 100 | 561633 | CLIENT SERVICES INC | 05/28/2010 | Cease Desist/Consent | $5,000 | Resp failed to establish sufficient screening procedures to review debt collector registrations prior to submitting them to the Department. | ST. CHARLES | MO | 63301 |
| 101 | 561613 | LEADING EDGE RECOVERY SOLUTIONS LLC | 05/28/2010 | Civil Penalty / Agreement | $1,000 | Resp provided false, misleading or incomplete information to the Commissioner. | CHICAGO | IL | 60656 |
| 102 | 561617 | REVENUE ENTERPRISES, LLC. | 05/11/2010 | Civil Penalty / Agreement | $5,000 | Resp conducted business of collections without first obtaining a collection agency license. | AURORA | CO | 80044 |
| 103 | 561199 | FICKA & ASSOCIATES | 05/04/2010 | Other/Hearing | $10,000 | Resp conducted unlicensed collection activity and failed to respond to the Dept. | ORLANDO | FL | 32837 |
| 104 | 561585 | HS AND ASSOCIATES LLC | 05/04/2010 | Revocation/Hearing | Resp failed to remit money collected on behalf of collection agency clients and commingled those monies by paying personal and business expenses. | SOUTH ST. PAUL | MN | 55075 | |
| 105 | 561593 | HANNA, LEE | 05/04/2010 | Revocation/Hearing | $50,000 | Resp failed to remit money collected on behalf of collection agency clients and commingled those monies by paying personal and business expenses. | SOUTH ST. PAUL | MN | 55075 |
| 106 | 561920 | RUMSON, BOLLING & ASSOCIATES | 04/26/2010 | Revocation/Consent | Resp failed to respond in a timely manner, threatened legal action when none taken, failed to provide full name on notices, used false, deceptive or misleading representations in the collection of a debt. | SHERMAN OAKS | CA | 91403 | |
| 107 | 561919 | RUMSON, BOLLING & ASSOCIATES RUMSON, BOLLING & ASSOCIATES | 04/26/2010 | Revocation/Consent Revocation/Consent | Resp failed to respond in a timely manner, threatened legal action when none taken, failed to provide full name on notices, used false, deceptive or misleading representations in the collection of a debt. | SHERMAN OAKS SHERMAN OAKS | CA CA | 91403 91403 | |
| 108 | 561915 | MORGENTHAL, MEYERS AND STERNS, INC. | 04/08/2010 | Cease Desist/Hearing | Allege Resp conducted unlicensed activity, refused or intentionally failed to account for all money collected within 30 days, and has otherwise been shown to be incompetent, untrustworthy or financially irresponsible. | HOUSTON | TX | 77094 | |
| 109 | 561916 | MORGENTHAL, MEYERS AND STERNS, INC. | 04/08/2010 | Cease Desist/Hearing | Allege Resp conducted unlicensed activity, refused or intentionally failed to account for all money collected within 30 days, and has otherwise been shown to be incompetent, untrustworthy or financially irresponsible. | HOUSTON | TX | 77094 | |
| 110 | 562416 | FICKA & ASSOCIATES FICKA, WILLIAM THOMAS USACREDITRECOVERY.COM | 11/20/2009 | Order for Hrg/Stmt of Charges Order for Hrg/Stmt of Charges Order for Hrg/Stmt of Charges | Allege Resp conducted unlicensed activity, threatened actions it did not intend to take and failed to respond to the Department’s request for information. | ORLANDO ORLANDO ORLANDO | FL FL FL | 32837 32837 32837 | |
| 111 | 562405 | FICKA & ASSOCIATES FICKA, WILLIAM THOMAS USA CREDITRECOVERY.COM | 11/20/2009 | Order for Hrg/Stmt of Charges Cease Desist/Hearing Cease Desist/Hearing | Allege Resp conducted unlicensed activity, threatened actions it did not intend to take and failed to respond to the Department’s request for information. | ORLANDO ORLANDO ORLANDO | FL FL FL | 32837 32837 32837 | |
| 112 | 562407 | HS AND ASSOCIATES LLC HANNA, LEE PATRICK | 11/04/2009 | Order for Hrg/Stmt of Charges Order for Hrg/Stmt of Charges | Allege Resp failed to remit monies collected on behalf of its clients and comingled those monies by paying personal and business expenses. | SOUTH ST. PAUL ST. PAUL | MN MN | 55119 55119 | |
| 113 | 562410 | FIRST FINANCIAL SERVICES INC | 11/03/2009 | Revocation/Hearing | Notice of Revocation, Order for Revocation, Statement of Charges, Notice of Right to Hearing. Allege Resp engaged in conduct that demonstrates it is untrustworthy, financially irresponsible, or incompetent, and Resp submitted a license app | BURNSVILLE | MN | 55306 | |
| 114 | 562439 | INTERNATIONAL COLLECTION SERVICES INC | 10/29/2009 | Revocation/Hearing | $30,000 | Findings of Fact and Order signed 10/29/09. Resp demonstrated untrustworthiness, financial irresponsibility, failed to remit funds to clients, used customer funds in the conduct of agency business, refused Dept access to papers and/or reco | BLOOMINGTON | MN | 55431 |
| 115 | 562477 | PRO CONSULTING SERVICES, INC. | 09/22/2009 | Civil Penalty / Agreement | $2,000 | Resp failed to register individual debt collectors. | HOUSTON | TX | 77006 |
| 116 | 18846 | DAVIS, ROBIN LYNN | 10/19/2006 | Revocation/Hearing | $10,000 | Allege respondent demonstrated untrustworthiness by falsely obtaining information from debtors and using that information to make personal bill payments. | PLYMOUTH | MN | 55446 |
| 117 | 18832 | DAVIS, ROBIN LYNN | 05/10/2006 | Order for Hrg/Statement of Charges | Allege respondent used credit card and checking information from debtor clients to pay her personal bills on three occasions. | PLYMOUTH | MN | 55446 | |